Moving house is one of life's most stressful experiences. There is a mixture of excitement and trepidation, mainly due to the unknown and the amount of planning that needs to be done to prepare for the move.

One other huge consideration, of course, is the cost of moving house, and many people struggle with trying to work out those all-important costs and overall budget.

What is involved in moving house?

The best place to start is to figure out exactly what is involved in moving house and all the associated costs. This includes things such as hiring a removal company or van, fees for solicitors, utility costs, estate agent fees and so on. You even have to consider such costs as a cleaner, to ensure your old property is ready for new occupants. So the entire process and the associated costs from agreeing to sell your home, through to when you get the keys for your new home, all need to be considered.

The average cost of moving house

What exactly is the average cost of moving house in 2019? Well, this may come as a bit of a shock, but the average cost is around £10,000. However, you may be able to save a bit of money by choosing your solicitor with care, hunting for the best deals and doing some of the cleaning work yourself. It also depends on where you live. Prices in London are obviously a lot higher than the rest of the country.

A more constructive way to work out the cost of moving house is to make your own moving house checklist. This will allow you to not only plan every aspect of your house move, but it will also enable you to work out specific costs and highlight those areas where you may be able to save money.

The moving house checklist

Here we have made our own moving house checklist to help you create your own personalised plan, detailing all those costs.

Estate agent fees

If selling your home through an estate agent then you need to take into consideration their fees from the sale of your house. This is usually between 1.2 to 1.5 percent. However, what is becoming common practice is to set an agreed fee prior to sale, which may very well save you money on that house move.

Stamp duty

If your new house is worth £125,000 or more, then you will have to pay stamp duty. How much you will need to pay depends on the price of the property. For example, a house worth between £125,000 and £250,000 has a stamp duty of two percent. Your estate agent will always be able to give you more advice or you can look on the HMRC website.

The house deposit

To secure your new property, no matter if you are renting or buying, you will need to put down a deposit. When buying this is usually between five to twenty percent of the property price. If renting, then you usually have to pay a month's rent upfront. So, be sure to carefully calculate these costs into your house move.

The survey

It is strongly advised that you have a survey completed of your new property, giving you a detailed report of the structure and any potential problems. There are different prices that you can choose from, depending on the type of survey you have. Basic surveys cost around £200 and the most detailed survey can be around £600.

Conveyancing

A conveyancer is the person who deals with all the legal issues surrounding your purchase of the new property. Some buyers do choose to do this job themselves, but it is easier and quicker for your sale if you pay a surveyor to do these tasks for you. Some estate agents will do this service for you, but it is still worth looking around for quotes. Average costs for buying a new property are around £600.

Other things that you need to consider

There are also a number of factors that you need to take into consideration when working out the cost of moving house. Some of these issues are explored below.

Redirecting your post

You will need to organise the redirection of your post with Royal Mail before you move. You can choose how long you wish to use this service which starts at £31.99 for three months, up to £62.99 for a year. More details can be found on the Royal Mail website.

Utilities

You will need to contact all relevant utility companies when you are moving, so that you can settle your final bills. So, this will include gas, water, electricity, phone and internet services. You may be able to carry on using the same suppliers when you move, but if not, do be aware that there may be a cancellation fee to pay.

Removal companies

DIY removal

Should you move house yourself, instead of hiring a removal company to save money? This may seem like a good idea, but you will probably end up spending more money in the long run. If you do want to do the bulk of the removal work yourself, and you have a van and a team of friends who are willing to help, then many removal firms will provide expert advice and packing materials. This is usually a small fee, but do shop around.

Hiring a removal company

When you have kids and you have a lot of furniture and belongings to move, then hiring a removal firm to do the work for you is a huge advantage. It just takes all the stress away, and if you prefer, you can still be around to supervise the move. What you pay will very much depend upon how much needs to be packed and moved, plus the distance you are travelling.

Hiring a cleaning company

Finally, you may consider hiring a professional cleaning company to clean your home after you move, getting it ready for the new occupants. If you don't have the time to clean before the move and want every inch of the property cleaned, then a cleaning company will do the best possible job for you. Prices will vary and most companies will charge by the hour for specific jobs, so do shop around.

read our useful guide to getting your dream home. 

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