Already got everything organised for Christmas and starting to think about the months ahead and where you’ll be living in 2021? If this is you, we’ve put together a little guide to buy your dream home for the New Year.
While researching your new home it’s important to be organised, so whether spreadsheets, post-it boards, or lists are your thing, find something that works for you. It will help keep you on track and will make your move as simple as possible.
It’s important to research what you can really afford. You should do this before you start your property search, then you won’t find yourself in love with a home that’s outside your budget. There are many online free mortgage calculators that can give you an estimate to how much you can borrow, and what your monthly payments could be. With this monthly payment in mind, try living off this new budget for a few months, are you still living comfortably? If not, it’s time to reassess how much you can afford to spend monthly on house repayments.
Estate agents can also help you with finding a solicitor, it’s likely that they will recommend someone to use. But it’s also worth doing your own research. Remember, solicitors don’t have to be local, as long as they are contactable by phone and email you can choose a solicitor anywhere in the country. If you’re not sure where to start, here are some tips that may help.
Home Ownership Schemes
Next year will be a pivotal year for change to the house building industry. From April 2021, only first time buyers can benefit from Help to Buy. There are also plenty of homes that are available with shared ownership so be sure to take the time to research these funded schemes and discuss your options with one of our sales advisors.
Some other things you’ll need to think about, which you may have not considered include finding the best storage facilities and removal firms. If you’re lucky enough to have family and friends close-by, draft them in to help with your move. It will be all hands-on deck, so you’ll need as much help as possible, so let them know you would like their help when it’s time to move in. On the other hand, if you don’t have family or friends close by, research some professional moving companies and make a note of which ones you like the sound of. When the time is right, you can contact each firm and make your final decision. If you’re unsure how to go about this, here are some tips that may help.
Support finding your dream home
Once you’ve identified your ideal location with the lifestyle that suits you, where possible try to speak to one of our new homes team. They will know what’s coming up for sale and can inform you of any new homes available in your desired location and offer you support in selling your existing home. Why not ask about Assisted Move or Part Exchange?
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